Remember that Yellow Pages Ad Campaign? Excellent advice if you're shopping for auto insurance. Shop around and do it yearly. Don't just keep paying the invoice over and over without comparison shopping. Below are a few suggestions to help you get the best deal available on your automobile insurance policy.
Insurance agents really have a lot of leeway. They can price match and they can offer many discounts. There are also many decisions you can make about your policy that will save you a bundle. For example, if you change your deductible on your collision from a $50 deductible to a $1000 deductible, you're inline for a huge premium savings. If you don't think you could come up with $1000 out of pocket, then change it to a $500 deductible; you'll still save a sizable amount on your annual premium payment.
You can also get more of a savings if you change your comprehensive deductible. Many people needlessly carry full coverage on their older vehicle. They originally purchased the vehicle new, paid for full coverage and to this day, continue to pay the same high rate. Their ten year old vehicle may be worth $1000 or less, yet they continue to pay $250-$450 every six months (total $500 to $900 dollars a year) to keep full coverage on their old vehicle.
However, if they have an accident and totaled their vehicle, the insurance company will only pay them the wholesale value of the vehicle. The amount they would receive could be $1000 or less. A vehicle that old just needs the insurance that protects the other person in case of an accident.
Another method to save more on your
MediGap Advisors Announces Open Enrollment for Medicare Supplement Plans
Open enrollment is now happening for Medicare Advantage Plans. These plans cover expenses not covered by Medicare, and may also include Part D Prescription Drug Coverage. Many consumers are now shopping online for instant quotes and applications. (PRWeb Nov 22, 2008)
Read the full story at http://www.prweb.com/releases/medigapadvisors/medicaresupplementplans/prweb1644684.htm
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PPI an Antidote to Mortgage Arrears Says Burgesses
Figures released by the Council of Mortgage Lenders, detailing an alarming growth in the number of homeowners falling into mortgage arrears, has prompted Payment Protection Insurance lobbyist Sara-Ann Burgess to urge homeowners to purchase cover that pays a monthly income should they lose their jobs. (PRWeb Nov 22, 2008)
Read the full story at http://www.prweb.com/releases/protection/insurance/prweb1651884.htm
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Tiscali Renews Deal with Insurancewide.com to Offer Leading Edge Comparison Service
Insurancewide.com, the UK's original and still the best online insurance comparison service, has signed a fourth annual agreement with Tiscali, the broadband, telecoms and media company, to continue acting as Tiscali's preferred insurance comparison partner on www.tiscali.co.uk. (PRWeb Nov 22, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1646344.htm
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Making Business Decisions in an Election Year
Regardless of Election Outcomes, Business Owners Can Deploy Tactics That Work to Their Advantage (PRWeb Nov 21, 2008)
Read the full story at http://www.prweb.com/releases/2008/11/prweb1648094.htm
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Big is Not Best as Financial Services Groups Responsible for Majority of PPI Complaints
The Financial Ombudsman Service reports it is handling 100 Payment Protection Insurance complaints a day. "This," points out PPI lobbyist Sara-Ann Burgess, "further fuels concerns that consumers are either unwittingly purchasing cover they don't need or are confused by jargon and taking out policies they will never be able to claim on." (PRWeb Nov 21, 2008)
Read the full story at http://www.prweb.com/releases/protection/insurance/prweb1646184.htm
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Resolver Systems Announces the Release of Version 1.3 of its Revolutionary Python Spreadsheet, Resolver One
Resolver Systems today announces the release of version 1.3 of its groundbreaking program, Resolver One(tm) -- a Rapid Application Development tool for analysing and presenting business data, using a familiar spreadsheet interface. Resolver One integrates databases, code and IT-developed components to create powerful and easy-to-use solutions - all using your existing knowledge of spreadsheets. Version 1.3 introduces column- and row-level formulae, and has a built-in Web server so that people can share their spreadsheets. (PRWeb Nov 21, 2008)
Read the full story at http://www.prweb.com/releases/spreadsheets/python/prweb1646354.htm
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SNL Financial's Statutory Insurance Data Shows Underwriting Losses Doubling in the Third Quarter of 2008
Destructive natural catastrophes and tightening market conditions create a perfect storm for Property & Casualty companies. (PRWeb Nov 21, 2008)
Read the full story at http://www.prweb.com/releases/SNL_Financial/underwriting_losses/prweb1652594.htm
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insurance is by combining your vehicles and other insurance together to get you additional savings. All insurance companies offer a multi-car discount (if yours doesn't, it's time to switch companies). Further, many will discount more if you have your homeowners or renters policy with them.
There are a few other discounts that you may not be taking advantage of. It seems obvious, but make sure you are getting the correct rate for your age. There are discounts for various ages than can save you lots of money. Check with your agent on this one. Also alarm systems on your vehicle are usually good for a discount. Additionally, anti-lock brakes and air bags can also help lower your premiums.
Don't just keep paying the invoice when it comes in. Your insurance bill should be an automatic trigger for you to make a few phone calls to see if you can save even more money on your auto insurance premiums.